Investment Properties
By choosing to be an Urban Pacific Finance client you receive access to a wealth of investment property loan solutions. Access to many of these solutions cannot be gained through the major banks. Over time, the solutions available through Urban Pacific Finance are more empowering and sustainable.
There are options for a range of different circumstances. If you hold equity in your own home, we can help you establish a property investment portfolio for less than $100 a week.
If you are not sure whether an investment property is right for you, talk to one of our Relationship Managers. They can honestly evaluate your investment abilities, and provide information on the investment property loans on offer. We charge no fees for consultations, mortgages nor purchasing assistance.
You can also consult the Urban Pacific Finance Investment Potential Evaluator.
Know your numbers
It is important to gain an accurate idea of your financial situation. Things you should work out are:
- Your taxable income;
- How much you can afford to borrow;
- How much you can afford to save;
- Your house’s value, and the value of your other assets;
- Your total superannuation; and
- The amount of tax you pay.
If you already have investments, you can add to that list:
- Capital gains tax on your property;
- How much you yield on you investment property; and
- How much yield you need to make.
Important considerations for investment property loans
When investing in property, there are other things you want to get in order to get the best out of your investment. Urban Pacific finance offer all of the following in order to do just that.
Investment Power
We access a range of lenders, from major banks to non-bank lenders. That way we can give you maximum investment flexibility by giving you the optimum investment property financing structure.
Sustainability
Our investment property mortgage solutions are structured in such a way as to service your loan over its full term. This allows you to keep your property long enough to get maximum return.
Lifestyle
Investing shouldn’t just increase your wealth; it should make your life more enjoyable and facilitate you in living the life you need. If you spend all your time worrying about your investment, chances are it is not working for you. For your peace of mind we work out the best investment for your circumstances.
